Benefit Resources
KBS is proud to serve as the guide for employees of the Maize school district. This page will help connect you to the critical resources and information connected to the benefits provided to you by your employer and the KBS Employee Benefit Solution. Our team is ready to help you take advantage of your benefits and live a healthier, happier life.
Depending on the coverage you choose, medical benefits may cover a range of needs including doctor visits, physicals, emergency treatment, and hospitalization. Benefits may also cover your spouse or children.
TOLL FREE: 866-801-4409
Medical coverage is provided by United Healthcare & Surest (A UHC Company)
TOLL FREE: 866-683-6440
Surest members need to download the mobile app to access benefits.
HealthiestYou coverage is provided by Teledoc.
HealthiestYou is a healthcare service that offers convenient, confidential access to quality doctors 24/7, anytime, anywhere. By scheduling a visit with one of our U.S. board-certified and licensed medical doctors, you can be diagnosed, treated, and prescribed medication if necessary.
Employee Assistance Programs (EAPs) provide resources that can make life easier for you and your family. From counseling, financial coaching, discount programs, and more, your EAP can be a helpful tool.
Your Dental coverage is provided by Delta Dental.
Toll Free: (800) 234-3375
This benefit provides coverage for regular dental visits, teeth cleaning, and dental procedures. Depending on your coverage the benefit may include levels of coverage for orthodontia. Dental health is an important part of overall well-being. Take advantage of your benefit with these forms and resources!
Your Vision coverage is provided by Surency Life & Health.
Toll Free: (866) 818-8805
Your vision coverage, provided by Surency Life & Health, covers annual check-ups and vision testing. Even if you don't require corrective lenses, vision care is important to overall health. Screenings can help detect a number of conditions including diabetes, thyroid disease, and certain types of cancer.
Flexible Savings Accounts (FSAs) are a tax-advantaged way to help pay for medical expenses not covered by your existing coverages. FSAs allow you to set aside a portion of your earnings, pre-tax, to pay for approved medical expenses including copays, deductibles, and health care related items.
Your FSA and DC FSA coverage is provided by Surency.
Toll Free: (866) 818-8805
HSA (Health Savings Account)
A Health Savings Account (HSA) is a plan designed to help manage the rising cost of health care by allowing employees to set aside pre-tax money to pay for out-of-pocket medical expenses and to save for retirement. Participants in an HSA must be enrolled in a high deductible Health Plan (HDHP) and not covered by any other non-qualifying health plan.
Your Accident coverage is provided by Guardian
File Claims and Wellness Benefits online through Guardian Anytime
Toll Free: (888) 600-1600
Life can be unpredictable and so too can the costs of unanticipated trips to the hospital or emergency room. The average cost of an emergency room visit in the U.S. is over $1,200, but accident insurance insulates you from the shock of such expenses by helping you pay for emergency room fees, co-pays, and hospital bills.
Your Cancer coverage is provided by Guardian
File Claims and Wellness Benefits online through Guardian Anytime
Toll Free: (888) 600-1600
Cancer insurance is there to help when the unimaginable becomes reality. Cancer coverage can help cover the costs of cancer treatment and medication that might not be covered under existing medical coverage plans.
Your Critical Illness coverage is provided by Guardian
File Claims and Wellness Benefits online through Guardian Anytime
Toll Free: (888) 600-1600
Planning for unexpected illness is impossible, but planning for the financial burden of a critical illness is not. Critical illness coverage provides financial assistance to be used for minimizing out of pocket costs and other expenses like your mortgage, groceries, and bills during a time of extended illness.
Your Hospital Indemnity coverage is provided by Guardian
File Claims online through Guardian Anytime
Toll Free: (888) 600-1600
Hospital Indemnity insurance works in conjunction with your health insurance coverage to limit the financial strain of extended hospital stays. Coverage provides a cash benefit for every day, week or month you are hospitalized and may include additional feature to help with out of pocket costs.
Your Disability coverage is provided by Guardian
File Claims online through Guardian Anytime
Toll Free: (888) 600-1600
Disability Insurance should be an integral part of your financial safety net. Disability Insurance protects one of your most important assets, your ability to earn a paycheck. Having a disability plan (which some people call Salary Protection), will ensure you won’t go without your vital income due to an unexpected accident, injury, or illness.
Your Voluntary Life and AD&D coverage is provided by Guardian.
Access Claims on Guardian Anytime
Toll Free: (888) 600-1600
Voluntary Group Life Insurance and AD&D maximizes the security blanket left behind for your family and dependents in the event that you unexpectedly pass away. Voluntary life insurance policies close gaps that might otherwise exist in your coverage.
Your Permanent Life coverage is provided by US Alliance.
Toll Free: (866) 953-4675
The loss of a loved one is always emotionally draining. Permanent life coverage ensures it is not financially draining as well. Permanent life insurance coverage allows you to:
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Retain life long insurance
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Retain fixed premiums and death benefits
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Retain coverage when you leave work
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Coverage available for your entire family
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Three coverage amounts to select from
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Your medical transport coverage is provided by MASA+.
Toll Free: (800) 643-9023
MASA provides coverage for medical transportation including ground and air ambulance, both of which can cause surprise billings. MASA MTS offers peace of mind and a promise that anywhere in the United States, medical transportation will be covered.
